Business Loans For Women: What lenders look for before giving you a small business loan. (2)

Lenders will look at your personal information.  Many will look at your

  • personal credit card debt
  • personal loans
  • liquid assets
  • real estate holdings
  • tax returns
  • personal financial statements
  • spending habits
  • how you handle installment debt

A lender wil also ask for a detailed business summary that describes what your business is, how you compete with your competitors, what you want the money for and how it will be allocated, any current working capital, how they will be repaid.

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